What is Medicare Plan A All About
In this article we will be discussing the coverage of Medicare Plan A which includes health care, hospice care, and hospital stays with the classification as inpatient. Medicare is something that the government has initiated to help those who are qualified by meeting some criteria in shouldering their health care needs. Any one being given health care will naturally incur costs for the service, and Medicare is there for them to be able to shoulder the costs of health care for these qualified individuals. Medicare Part A is part of the original Medicare package which is a government funded insurance coverage which can be used for home health services, nursing home facilities, hospice, inpatient hospital stay, and non medical health care institutions that are affiliated with a religious association.
Here are the requirements to qualify for insurance coverage from Medicare Part A. The individual must be over the age of 65; If a person has a qualifying disability but has not reached the eligible age of 65; and those who are in the end stage of a terminal kidney disease.
If you are paying Medicare taxes at work, then you don’t pay Medicare Part A premium. This holds true if your spouse has paid these kinds of taxes in her workplace. An individual who is over 65 and you qualify by meeting certain citizenship requirements then you can also take advantage of Medicare Part A for a cost. Medicare Part A can be bought by those who are over 65 and disabled but can no longer get it for free if they were able to go back to work in some capacity. You need to pay a monthly premium for Medicare part A and you are also required to purchase Part B when you purchase part A.
Medicare coverage will automatically begin on your 65th birthday, on the first day of the month, as long as you are collecting social security or benefits from the Railroad Retirement Board. And, 3 months prior to your 65th birthday, you would receive a Medicare card via mail.
If you are a disabled person under 65 and have been receiving social security disability benefits or RRB benefits for 2 years, then you become eligible for Medicare Part A. During the first month of the third year, you will received your Medicare card. The moment they start receiving social security disability benefits, individual who suffer from Amyotrophic Later Sclerosis gets immediately eligible for Medicare Part A.
If you are eligible for Medicare Part A but you don’t receive RRB benefits if you were a railroad employee or you have social security benefits, then you should enroll for it. You can find out how to enroll from the social security office 3 months prior to your 65th birthday.